When you are shopping for MINI car financing near Elk Grove, California, choose Niello MINI - your local certified MINI dealership.From a pressure-free environment with affordable loans and lease options, repair financing, and more, Niello MINI is here to help make auto financing a breeze. Call or contact our MINI finance center today for more information.

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Finance Department

The Basic Components of an Auto Loan from Niello MINI

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a MINI Model to Buy
Sacramento, CA | Roseville, CA | Elk Grove, CA

When you visit Niello MINI, you'll have a wide range of MINI vehicles to choose from. From compact hatchbacks, wagons, and SUVs, we're sure you'll find your perfect match at our Elk Grove-area dealership. The MINI Cooper, for example, is an iconic British vehicle featuring unique colors, an available convertible roof, and other options to create a truly unique driving experience. The MINI Countryman is a sporty crossover SUV ideal for fun off-road adventures, while the MINI Countryman wagon provides even more space without compromising on style. See the entire MINI lineup today and schedule a test drive at our MINI dealership near Elk Grove, CA!

How to Apply for MINI Financing at Niello MINI

Start your MINI financing conversation today at Niello MINI! Get pre-approved today from the comfort of home with our secure online finance application or stop by our Elk Grove, CA dealership to get one step closer to driving home in a new MINI vehicle. We look forward to helping you find your dream car!

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Dealership Hours
Mon - Sat9:00am - 6:00pm
Sunday10:00am - 6:00pm