Competitive auto financing options just are a short drive away at Niello MINI! Our Roseville, California-area MINI dealership is proud to offer a variety of financial solutions that solve all of your needs. If you have less-than-perfect credit, consider our bad credit financing solutions so that you can leave our lot in the vehicle of your dreams. We also have no credit financing, for those that haven't had a chance to establish credit yet. On top of that, we have incredible low-rate auto loans that allow you to work towards ownership. Not a fan of long-term commitments? Consider a MINI lease to give you more financial flexibility with lower monthly payments. Speak to our auto financing center today to learn more.

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Finance Department

The Basic Components of an Auto Loan from Niello MINI

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a MINI Model to Buy
Sacramento, CA | Roseville, CA | Elk Grove, CA

All the vehicles on our lot near Roseville, CA are available through competitive financing options at our dealership. Take for example the MINI Cooper Convertible, an iconic ragtop that will amplify road trips along I-80. You could also finance the MINI Cooper Hardtop 2 Door, a sporty and compact option for those looking to experience British style and engineering on their daily commute. Looking for more space? The MINI Countryman SUV is equipped for both you and your family. However, we also have plenty of used makes and models that allow you to explore something outside of the MINI family. Explore the entire lineup at Niello MINI, then call our team to schedule an exclusive test drive.

How to Apply for MINI Financing at Niello MINI

Our auto financing professionals are happy to walk you through your options so that you can feel confident about your decision. You can get a head start and calculate your monthly car payments to understand what to expect from your next car. You can also explore our current vehicle specials to save more on your next purchase. Take it a step further and value your trade-in vehicle on our website. Have questions for Niello MINI? Call our Roseville, CA MINI financing center to get a personalized plan!

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Dealership Hours
Mon - Sat9:00am - 6:00pm
Sunday10:00am - 6:00pm