Niello MINI is your local destination for hassle-free MINI Cooper financing in Sacramento, California. We offer a variety flexible and affordable MINI financing solutions, including low-APR auto loans and car leases with low monthly payments. And when you finance your new vehicle at our MINI-certified dealership, you can take advantage of manufacturer incentives to get an outstanding deal on one of our new MINI Cooper models. Visit our dealership today to learn more about MINI Cooper financing options.

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Finance Department

The Basic Components of an Auto Loan from Niello MINI

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a MINI Model to Buy
Sacramento, CA | Roseville, CA | Elk Grove, CA

Visit Niello MINI to discover our inventory of MINI hatchbacks, wagons, SUVs, and convertibles. Our sales team will take all the time you need to decide which model is the best fit for your lifestyle and budget. When you're ready to take the next step, our MINI Cooper financing department can tell you all about our low-rate auto loans and flexible car leases. They can also help you check your credit score, calculate your ideal monthly car payment, and estimate the trade-in value of your current car. Learn more and apply for MINI financing in Sacramento, CA.

How to Apply for MINI Financing at Niello MINI

To take the next step toward a new MINI Cooper, MINI Clubman, or MINI Countryman, complete our short and secure online application to get pre-approved for MINI Cooper financing in Sacramento, CA. The auto finance department at Niello MINI will respond as soon as possible to schedule an appointment at the dealership. We look forward to assisting you!

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Dealership Hours
Mon - Sat9:00am - 6:00pm
Sunday10:00am - 6:00pm